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Fixed Indexed Annuities: Secure Growth for Your Retirement | F&G Annuities

Fixed Indexed Annuities: Secure Growth with Principal Protection

Grow your retirement savings with market-linked gains while protecting your principal from market losses.

Secure Your Retirement Future

🛡️ Principal Protection with Growth Potential
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Principal Protection

Your initial investment is protected from market downturns, ensuring you never lose money due to negative market performance.

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Market-Linked Growth

Participate in market gains through index crediting strategies without direct market risk exposure.

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Guaranteed Minimum

Enjoy a guaranteed minimum interest rate, ensuring your money grows even in flat or down markets.

Tax-Deferred Growth Benefits

$
Tax Deferral
No taxes on gains until withdrawal
%
Compound Growth
Earnings grow on top of earnings
No 1099s
No annual tax reporting required

Your fixed indexed annuity grows tax-deferred, meaning you don't pay taxes on the growth while it remains in the annuity. This powerful tax advantage allows your money to compound more efficiently over time, potentially resulting in significantly more retirement income.

Building Your Retirement Foundation

Legacy Enhancement

Enhanced death benefits for heirs

Lifetime Income

Guaranteed income you can't outlive

Tax-Deferred Growth

Compound interest without annual taxes

Principal Protection

100% protection from market losses

F&G Power Accumulator 14 FIA Calculator

🏆 F&G Power Accumulator 14

Experience the growth potential of Fixed Indexed Annuities with principal protection

Drag to adjust amount
F&G first year bonus
Select your growth strategy
Years until retirement

Total FIA Value

$324,567
After 20 years

Total Growth

$214,567
Tax-deferred gains

Vs. Traditional Savings

$202,345
Additional growth

Protected Principal

$110,000
100% guaranteed

F&G Power Accumulator 14 Key Features

🛡️ Principal Protection
💰 10% Premium Bonus
📈 Multiple Index Options
💸 10% Free Withdrawals
🏥 Waiver Benefits
⏰ 14-Year Term
🔒 Tax-Deferred Growth
👨‍👩‍👧‍👦 Death Benefit Protection

Important Disclaimer: This calculator provides hypothetical illustrations for educational purposes only. Actual results may vary based on market performance, specific product terms, and individual circumstances.

Product Terms: The F&G Power Accumulator 14 is a fixed indexed annuity with a 14-year surrender charge period. Early withdrawals may be subject to surrender charges and tax penalties.

Index Performance: Past performance does not guarantee future results. Index participation is subject to caps, participation rates, and floors as specified in your contract.

Consult Professional: Please consult with a licensed financial professional to determine if this product is suitable for your specific financial situation and goals.

F&G Index Strategy Options

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S&P 500® Index

Track the performance of America's largest companies with annual or monthly crediting options.

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Global Index Strategies

Diversify with international exposure through global market indices for broader growth potential.

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Balanced Allocation

Mix multiple index strategies and fixed rates to optimize your growth and protection balance.

F&G Annuity Product Solutions

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Growth Focused
AccumulatorPlus® & Power Accumulator® series
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Income Focused
Safe Income Advantage® & F&G 1-2-3℠
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Legacy Focused
Prosperity Elite® series for wealth transfer

Choose from F&G's comprehensive suite of fixed indexed annuities designed to meet your specific retirement goals, whether focused on accumulation, income, or legacy planning.

Access Your Money When You Need It

💵 Flexible Access Options
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Free Withdrawals

Most F&G annuities allow 10% annual withdrawals without surrender charges after the first year.

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Waiver Benefits

Access your funds penalty-free for qualifying events like terminal illness or nursing home confinement.

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Income Riders

Add optional riders for guaranteed lifetime income that you cannot outlive.

Premium Bonuses & Enhanced Features

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Premium Bonus
Receive up to 10% bonus on your initial premium with select products
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Enhanced Caps
Higher cap rates available on certain index strategies
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Return of Premium
Death benefit guarantees at least return of premium to beneficiaries
Performance Triggers
Additional credits when indices perform above certain thresholds

F&G's Performance Pro® and other bonus annuities offer additional value through premium bonuses and enhanced features designed to accelerate your retirement savings growth.

Your Fixed Indexed Annuity Journey

Accumulation Phase

Build retirement savings with tax-deferred growth and market-linked returns.

Growth Years

Compound your gains without annual taxes while maintaining principal protection.

Income Phase

Convert to guaranteed lifetime income or take systematic withdrawals.

Legacy Transfer

Pass remaining value to beneficiaries, avoiding probate.

Secure Your Retirement with F&G Fixed Indexed Annuities

Fixed indexed annuities offer the perfect balance of growth potential and principal protection. With F&G's proven track record and innovative product designs, you can build a retirement strategy that provides security, growth, and flexibility.

Schedule Your Free FIA Consultation

Speak with our expert advisors at Hard Roc Academy to explore F&G fixed indexed annuity solutions for your retirement

No Obligation

Free consultation with no pressure

Expert Guidance

Licensed advisors with years of experience

Personalized Analysis

Custom recommendations for your goals